Talk to an agent: (480) 788-1912
Press play below to listen to our audio commercial:

Factors That Affect Auto Insurance Quotes In Phoenix

Arizona is quite stringent, when it comes to its traffic laws, and shows little mercy to drivers driving drunk. Phoenix, being a part of this desert state, has to comply with the Arizonan laws. The legal limit of the Blood Alcohol Concentration is 0.08, beyond which, you are charged with Driving Under the Influence or DUI and Driving While Intoxicated or DWI. For professionals driving while on duty, the legal limit of BAC is even less. It is about 0.04. Now, DUI charges mean legal hassles. In addition, it blots your driving record, and makes your auto insurance quotes in Phoenix go up to sky-high amounts.

In order to slap you with a DUI and DWI charge, the prosecutor must prove that you were impaired by intoxicating substances like alcohol, drugs, or both. The level of impairment is first based on preliminary observations like one’s gaze, physical appearance, walking patterns, and field sobriety drills. No two individuals are the same and respond differently to the same quantity of intoxicants. Observations from a law enforcement officer that may lead to being stopped and arrested include:

•             Overtly wide and narrow turns

•             Being too cautious and thus driving way below the required speed

•             Hitting or nearly hitting someone or something.

•             Driving along the centerline instead of choosing either side

•             Unpredictable patterns of braking.

•             Not maintaining sufficient distance from the vehicle in front

•             Erratic pattern of motion, from one point of the road to another

•             Switching lanes, and moving on each side of the center line

The next step includes taking the offender to the nearest police station, to calculate his/her Blood Alcohol Concentration (BAC). It is done with the help of breath tests using an analyzer, and medical tests like blood and urine examinations.

In the state of Arizona, every DUI offender has to serve a certain period. Now the jail time varies on a number of factors.

In addition to prison time, there are other penalties like fines and license suspension. Additionally, first time offenders are penalized lesser than multiple time offenders are. According to the laws of Arizona, you are legally bound to submit to a chemical examination of BAC, if requested by law enforcement personnel on duty. If you refuse to take a blood or a breath test, or do not cooperate with the law enforcement personnel, then your license is immediately suspended for as long as one year. However, special permits to drive under certain circumstances are given after 90 days. You have however, the right to remain silent before talking to your attorney.

DUI charges are usually dealt by the Arizona DMV. If you are caught driving under the influence of alcoholic substances in Phoenix, you stand the risk of getting you license suspended. The process usually takes place before your court hearing. If your BAC is above the legal limit of 0.08, then the convicting officer hands you an affidavit stating your license number. You license will be suspended within fifteen days. The period of suspension is of 90 days, but after 30 days, you get limited driving privileges, like driving to and from court and rehabilitation.

DUI offenders often have to cough up huge sums as fines. The fines can be roughly broken up into the following:

•             A base fine varying from $250* to $500*

•             The Arizona Xtra DUI assessment charge between $500* to $1250*

•             The Arizona DUI Surcharge ranging from $200* to $400*

•             The Prison Construction Assessment fee of $500* to $1250*

•             Prison Construction Assessment = $500*

•             A probation surcharge of $10*

Ignition lock is another charge you will face, if you are charged of DUI. It uses the latest technology to check your breath and analyze the amount of alcohol in your system. If alcohol is found in your body, then the vehicle will not start. Since September 2007, the state of Arizona has made it mandatory for all DUI offenders to install an ignition interlock device.

Most people charged with DUI and DWI has to undergo drug and alcohol screening. It is based on these tests, you are ordered to attend substance abuse education and other rehabilitation programs. In severe cases, the court may order the accused to undergo treatment.

Every resident must be aware of one important DUI rule. Arizona has a policy of zero tolerance towards underage drinking. If you are below the age of 21, and alcohol and/or other intoxicating substances are found in your system, even in negligible traces, you end up facing heavy penalties like probable prison sentence, fines, and temporary inactivation of licensure for two years. Thus, minor drivers may stay away from alcohol altogether. You can find Phoenix car insurance quotes that are affordable even though you have had DUI or DWI charges previously.

A DUI charge can get you into many legal troubles. In severe cases, you should approach a good attorney or a lawyer to present your case in the court. There are lawyers and attorneys in Phoenix specializing in DUI and DWI cases. Carry all your queries, and ask the lawyer about his/her experience in dealing with cases like yours. Discuss in details, the strategies he/she is to undertake to defend you. It is best to approach a number of lawyers, and finally selecting one with whom you find reliable. Proper representation can clear you or at least reduce your charges, and as a result, make your auto insurance quotes in Phoenix go down. Make sure, that he/she is licensed to practice in Arizona.

Petty troubles like DUI and DWI are easily avoidable. Try to lead a clean and alcohol free life. In case you end up drinking too much, then choose not to drive. Live your life responsibly.

Are you looking for quotes of car insurance in Phoenix? Simply enter your zip above to compare!