Talk to an agent: (480) 788-1912
Press play below to listen to our audio commercial:

What are the Vital Points to Be Familiar With the Phoenix Auto Insurance Laws?

You buy a car; get an insurance, drive it safely around the city and you think you have done your part. Then fine one day you are caught by officials with an insurance, which has expired, or with some other problems. You can shout and object but at the end of the day, you just might find yourself without a car until your insurance issues are settled. This is a usual occurrence and a problem that has been faced by many. You cannot blame anybody for such a situation because this happens out of sheer ignorance about a few long established laws of the state. So, if you buy auto insurance in Phoenix, make sure you are well aware of all the laws, which need to follow.

The Common and Necessary Ones

USA is a large country and people often move from one state to another within the boundaries of the country. Every state of the country has a different set of rules and regulations and being a dutiful citizen of one particular state, you will have to follow them. Arizona and its premier city Phoenix has its own laws regarding auto insurance in phoenix and one needs to aware of them if one moves to Phoenix from any other state. Many people are caught driving vehicles on the streets by law enforcers with insurance but not an insurance of this state. As per the state law, any car of the state must have auto insurance in Phoenix and that too from an insurance company that is registered under the state. Some short term settlements can be made while one applies for insurance and until everything is in order the De-insured certificate can be used!

Now, suppose you have a new car and start using it immediately with the thought that within another month or so you will get auto insurance in Phoenix. However, that is against the law since according to the Arizona DMV you are supposed to get hold of car insurance the moment you buy a car. Many car companies give you insurance policy papers along with important car documents. It is advisable that you get the auto insurance the moment you purchase your car.

Now, suppose you move out of the boundaries of Phoenix and subsequently the state of Arizona. However due to certain incidents you have a suspension order on your auto insurance in Phoenix. Now, if you want a driver’s license when settled in another state with the suspension order then you will not be able to get one. In addition to this you will also not be able to get car insurance until the time your suspension order gets lifted back in Phoenix, Arizona. So try and stick to the law when residing in Phoenix because if you by any chance enter legal issues about your auto insurance in Phoenix then it will take some time to sort things out properly.

These are some of the car insurance laws, which people are not much aware of but these are pertinent ones when it comes day-to-day travel. If you have this information with you then you can ply more freely on the roads knowing very well that you are not going against the law in any way!